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Instant Issuance Everywhere: 5 Places Consumers Will Come to Expect this Convenience

By Ron Zanotti

April 10, 2013

Recognizing the convenience and service it offers cardholders, more financial institutions are taking advantage of instant issuance. As more adopt the technology and the market matures, customer expectations rise and new opportunities emerge.  Offer your customers instant issuance of credit, debit, gift and prepaid cards anywhere, including: Traditional branch locations Many traditional bank/credit union’s branches [...]

Turning the Turnstile Mobile: The Big Impact of Mobile Payments on Public Transit

By Sebastien Tormos

February 12, 2013

As major retailers and brands such as Starbucks grab international headlines for introducing innovative solutions for mobile wallets, much of the early innovation has actually been quietly happening within the public transportation space, from Chicago to Seoul and all points in between. Incorporating transportation options within a mobile payments wallet can be a key value-added [...]

What’s in your mobile wallet? 5 Mobile Payment Trends to Watch

By Rusty Carpenter

January 22, 2013

Rumors of the “virtual wallet” and NFC-capable phones have been fodder for iPhone blogs and other media outlets for the past several years. The space has been crowded with new upstarts entering the digital payment arena each month. Yet, as the players increase, the actual outlook has, at times, been unclear. What is certain is [...]

3 Innovations to Transform Your Card Delivery Program

By Dino Balafas

January 7, 2013

Gone are the days when consumers expected generic card mailings with no personalization tied to the carrier or the card.  Today’s technology can track consumer behavior and buying trends enabling issuers to cater to individual customer needs and deliver at the speed of business. Enhancements such as personalized letters and forms, personalized cards, and one-of-a-kind [...]

The Benefits of Offering Flat Debit Cards

By Alyssa Arredondo

December 11, 2012

Use of cash and checks has declined significantly as consumers continue to embrace a range of card-based payment options. Debit cards in particular have enjoyed phenomenal growth over the past decade. The good news is that financial institutions are still in a great position to capitalize on debit card growth by focusing on profitability through [...]

Mobile Payments: 5 Keys to a Positive Customer Experience

By Sebastien Tormos

November 19, 2012

A new cooperative company called Merchant Customer Exchange, or MCX, formed this past August in an effort to offer wide-reaching acceptance of mobile payments.  The company currently comprises 21 participating merchants, including Wal-Mart, Target, Sears, Lowes and CVS – and that list is growing. As the number of mobile payment-ready point-of-sale terminals increases, customer adoption [...]

The Importance of Securing Cardholder Data

By Dino Balafas

November 8, 2012

Organizations around the world are required to tackle issues from all angles. And, looming over any issuance program – whether it is for payment cards, ID documents and credentials, or newer technology – is the need to ensure security and reduce risk so that consumers and investments are protected. There are thousands of complaints of [...]

EMV VS. NFC Technology: Setting the Record Straight

By Sebastien Tormos

October 18, 2012

In today’s digital landscape, keeping track of technical jargon can be overwhelming. As a result, the distinction between technologies like EMV chip-based contactless payment cards and NFC payments has become blurred. EMV contactless cards and NFC mobile payments share common features and represent a new wave of cross-functional payment applications that will gradually replace magnetic stripe technology, enhancing payment cards and mobile wallets.

BankPlus Gains Instant Success with Instant Issuance

By Alyssa Arredondo

October 3, 2012

The Challenge: BankPlus was founded in 1909 as Citizens Bank & Trust Company (CB&T), in Belzoni, Mississippi. In the last decade, BankPlus has grown from $156 million to over $2 billion in total assets. The bank currently has over 60 offices in 33 Mississippi communities. BancPlus Corporation is the parent company of BankPlus. Several years [...]