Financial - Datacard Blog
Instant Issuance Everywhere: 5 Places Consumers Will Come to Expect this Convenience
By Ron Zanotti
April 10, 2013
Recognizing the convenience and service it offers cardholders, more financial institutions are taking advantage of instant issuance. As more adopt the technology and the market matures, customer expectations rise and new opportunities emerge. Offer your customers instant issuance of credit, debit, gift and prepaid cards anywhere, including: Traditional branch locations Many traditional bank/credit union’s branches [...]
3 Innovations to Transform Your Card Delivery Program
By Dino Balafas
January 7, 2013
Gone are the days when consumers expected generic card mailings with no personalization tied to the carrier or the card. Today’s technology can track consumer behavior and buying trends enabling issuers to cater to individual customer needs and deliver at the speed of business. Enhancements such as personalized letters and forms, personalized cards, and one-of-a-kind [...]
The Benefits of Offering Flat Debit Cards
By Alyssa Arredondo
December 11, 2012
Use of cash and checks has declined significantly as consumers continue to embrace a range of card-based payment options. Debit cards in particular have enjoyed phenomenal growth over the past decade. The good news is that financial institutions are still in a great position to capitalize on debit card growth by focusing on profitability through [...]
Chase Customers Can Get Debit Cards Instantly in Branches
By Kristin Eckmann
November 26, 2012
NEW YORK–(BUSINESS WIRE)–Chase customers can get debit cards on the spot in 2,000 branches in select regions, with a focus on New York City, Chicago and Los Angeles by year-end. They will be able to get a personalized Chase debit card when they open a new checking account or lose or damage their existing card [...]
Mobile Payments: 5 Keys to a Positive Customer Experience
By Sebastien Tormos
November 19, 2012
A new cooperative company called Merchant Customer Exchange, or MCX, formed this past August in an effort to offer wide-reaching acceptance of mobile payments. The company currently comprises 21 participating merchants, including Wal-Mart, Target, Sears, Lowes and CVS – and that list is growing. As the number of mobile payment-ready point-of-sale terminals increases, customer adoption [...]
EMV VS. NFC Technology: Setting the Record Straight
By Sebastien Tormos
October 18, 2012
In today’s digital landscape, keeping track of technical jargon can be overwhelming. As a result, the distinction between technologies like EMV chip-based contactless payment cards and NFC payments has become blurred. EMV contactless cards and NFC mobile payments share common features and represent a new wave of cross-functional payment applications that will gradually replace magnetic stripe technology, enhancing payment cards and mobile wallets.
BankPlus Gains Instant Success with Instant Issuance
By Alyssa Arredondo
October 3, 2012
The Challenge: BankPlus was founded in 1909 as Citizens Bank & Trust Company (CB&T), in Belzoni, Mississippi. In the last decade, BankPlus has grown from $156 million to over $2 billion in total assets. The bank currently has over 60 offices in 33 Mississippi communities. BancPlus Corporation is the parent company of BankPlus. Several years [...]
Pay with Square: The Right Angle on Mobile Payments?
By Sebastien Tormos
September 25, 2012
We’re big proponents of cashless transactions, and the ability to supplement plastic credit cards with wireless payment options is more available now than ever before. Enabling mobile payments offers benefits to businesses and customers alike, through low transaction fees, flexible financial card use and a quick-and-easy purchase experience. If you’re paying attention to mobile payments, [...]
Instant Issuance Provides Instant Advantage
By Ron Zanotti
April 14, 2012
Instant issuance is growing sharply. Banks and other issuers said they are increasingly handing out payment cards in the branch as they sign up new customers, to facilitate immediate use and to eliminate the expense of having to replace cards lost or stolen in the mail.
The Adoption of EMV® Technology in the U.S.
By Alyssa Arredondo
March 4, 2012
There is a new sense of urgency for all players in the market to understand what EMV technology means to them. Financial institutions and card issuers need to begin thinking about how this is going to affect them and what the next steps are to ensure that they are well positioned in the market as this migration happens.