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EMV Archives - Datacard Blog


Reduce Bank Fraud with Identity-Based Security

By Alyssa Arredondo

September 15, 2016

In October 2015, the long-awaited “liability shift” from payment card issuers to merchants took effect in the U.S., which for years had been one of the last strongholds of magnetic stripe-only cards. This change meant that merchants without EMV technology built into their point-of-sale terminals became liable for fraud. In other words, whichever party in a […]

New EMV Instant Issuance White Paper Available

By Heather Morris

October 21, 2015

The EMV Migration Forum, an independent, cross-industry group, recently released a white paper titled “Implementing EMV in the US: Best Practices in Support of EMV Instant Issuance.” This white paper was created with numerous contributors from the payments and financial industries in order to share the best practices for EMV instant issuance. As banks and […]

How Banks Can Turn EMV into a Customer Loyalty Opportunity

By Kristin Eckmann

July 28, 2015

With the looming liability shift in the United States, EMV is on every payment card issuer’s mind. Though with the challenge comes opportunities, such as bolstering customer relationships. A recent column, written one of our industry experts and published in PaymentsSource, outlines how being a trusted partner to customers will only benefit financial organizations in the long […]

EMV 101 Series: Behind the Transaction

By Ray Wizbowski

July 14, 2015

The EMV 101 series provides go-to-resources for those who are interested in learning more about EMV payment technology and EMV migration in the U.S. This is the fifth entry to this series that outlines security standards of EMV and examines the three distinct aspects of an EMV transaction. The adoption of EMV (chip) card-standards has proven to […]

EMV 101 Series: Lessons Learned from Global Migration

By Ray Wizbowski

July 1, 2015

The EMV 101 series provides go-to-resources for those who are interested in learning more about EMV payment technology and EMV migration in the U.S. This is the fourth entry to this series that outlines the timeline for the U.S. EMV migration.  As we progress through the series, we will go more in-depth on the EMV technologies and […]

U.S. EMV Migration Timeline

By Ray Wizbowski

January 19, 2015

The EMV 101 series provides go-to-resources for those who are interested in learning more about EMV payment technology and EMV migration in the U.S. This is the fourth entry to this series that outlines the timeline for the U.S. EMV migration.  As we progress through the series, we will go more in-depth on the EMV technologies and […]

EMV 101 Series: The Key Players

By Ray Wizbowski

January 12, 2015

The EMV 101 series provides go-to-resources for those who are interested in learning more about EMV payment technology and EMV migration in the U.S. This is the third entry to this series that explores who will be affected by the U.S. EMV migration, and how they can best prepare for the shift. With the 2015 liability […]

EMV Myths Busted

By Ray Wizbowski

October 31, 2014

The EMV 101 series provides go-to-resources for those who are interested in learning more about EMV payment technology and EMV migration in the US. This is the second entry to this series that outlines common EMV implementation myths.  As we progress throughout the series, we will go more in-depth on the EMV technologies and applications that are […]

EMV 101 Series: The 5 W’s

By Ray Wizbowski

September 18, 2014

The EMV 101 series provides go-to-resources for those who are interested in learning more about EMV payment technology and EMV migration in the US. This is the first entry to this series that gives readers the basics of EMV.  As we progress throughout the series, we will go more in-depth on the EMV technologies and applications […]

EMV Migration: All Players Need to be On Board

By Ray Wizbowski

July 9, 2014

The landscape for payment transactions is quickly evolving, and the financial industry is looking for a clear answer as to what is next. All fingers are pointing toward chip-based payment standards, also known as EMV smart cards. And many countries outside of the U.S. have already adopted the EMV standard.  In fact, approximately 42 percent […]